Charles E. Honess
Chuck attended Indiana University and received a Master's Degree in Mathematics.

Chuck's professional background began in 1970 in the equipment leasing and financing business.  He has been involved in all forms of capital procurement and has conducted seminars on financial statement analysis, credit judgment, leverage leasing, as well as strategic business planning.

Chuck's finance background includes experience with CIT Group, Associates Commercial Corporation, Westinghouse Credit Corporation, and AmSouth Financial Corporation.

Chuck is married, has four children and lives in Alpharetta, GA.

Tom Spitsnogle
Tom attended the University of Nebraska in Lincoln, Nebraska.

Tom’s professional background began in 1973 with Forke Brothers Auctioneers, where during his 16 years there, he became a partner in the firm.  He then spent several years in new truck sales at Nalley Motor Trucks in Atlanta, GA.

Tom has been in the finance business since 1994, all at Honess Financial Services, where he has been in both sales and in credit analysis.  He has been involved in the transportation and construction equipment businesses all of his adult life.

Tom is married, has five daughters, a son and seven grandchildren and lives in Rabun Gap, GA.

Steve Honess
Steve attended Ohio State University located in Columbus, OH.

Steve's professional background began in 1995 with Pizza Hut where he was an Assistant Manager.  He has been in the finance business since 2001.

Steve lives in Dublin, OH (Columbus).