| Q. What are
your rates: |
|
A. Rates
are a function of credit risk, the length of the loan, and the dollar
amount being borrowed. Ultimately, the rate you pay for your
loan will be determined by your credit risk and the type of deal you
are trying to obtain. |
|
| Q. How do I
apply ? |
|
A. We
need to have a fully executed credit application to process your
credit. The blank form can be found on the FORMS page of this website.
This will provide us the basic information required. We will
notify you if we need additional information. |
|
| Q. Why do you
need my account numbers ? |
| A. When we
check your credit, often times the reference you list will not give us
any information without the account numbers. |
|
| Q. Why do you
need to know who I work for ? |
| A. We are
required to verify that you have work for the equipment you want to
finance. This reference can verify your time in business. |
|
| Q. I filed
bankruptcy... |
|
A. We
will loan money to someone who was forced to file bankruptcy and can
prove that they paid everyone they owed money to, regardless of the
form of the bankruptcy. |
|
| Q. Will I get
approved ? |
|
A. If you
have been profitable in the past, you are presently profitable and
have paid your bills on time through good and bad times, then chances
are good that your credit application will be approved. |
| |