Frequently Asked Questions

Q. What are your rates?

A. Rates are a function of credit risk, the length of the loan, and the dollar amount being borrowed. Ultimately, the rate you pay for your loan will be determined by your credit risk and the type of deal you are trying to obtain.

Q. How do I apply?

A. We need to have a credit application to process your credit. This will give us the basic information required. We will notify you if we need anything else.

Q. Why do you need my account numbers?

A. When we check your credit, often times the reference you list will not give us any information without the account number.

Q. Why do you need to know who I work for?

A. We are required to verify that you have work for the equipment you want to finance. This reference can verify your time in business.

Q. I filed bankruptcy…

A. We will loan money to someone who was forced to file bankruptcy, and can prove that they paid everyone they owed money to, regardless of the bankruptcy.

Q. Will I get approved?

A. If you have been profitable in the past, you are presently profitable, and have paid your bills on time through good and bad times, then chances are good that your credit will be approved.



  Honess Financial Services   9300 Stoney Ridge Lane Alpharetta, GA 30022
770-993-4148   Fax: 770-993-4149  Toll Free: 877-426-9263
 
 

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